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Posted: Tue Mar 01, 2016 4:15 pm
by Struzzo39
Hi all. We are now 12 months since completing our iva . What are our options in regard to getting car finance ? Would a high street lender be an option?
Even though we have completed I still feel that our past hangs over us

Posted: Tue Mar 01, 2016 4:18 pm
by kallis3
Hi - is your credit score totally clear? If so then you should be ok.

Posted: Tue Mar 01, 2016 4:20 pm
by Struzzo39
Been on a site which shows there is just mortgage outstanding . Shows iva was completed. But still states we have a poor rating

Posted: Tue Mar 01, 2016 5:21 pm
by Lisa Thomas
Some people suggest getting a credit card will a small limit which you pay off on time every month in full to start rebuilding your credit. Vanquis is one mentioned often on here.

Posted: Tue Mar 01, 2016 6:14 pm
by kallis3
Capital one will do a soft search on your file to see if you are able to get a card.