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Posted: Fri Feb 19, 2016 9:29 am
by Tx1pete
I've completed IVA last year and got certificate in Nov. I'd like to lease a new taxi for work.3.5k deposit.. Then.£668 for 48 months
And then either a 16k balloon payment or give vehicle back. What would be my chances of being accepted ?
Posted: Fri Feb 19, 2016 9:46 am
by kallis3
Hi and welcome,
Is your IVA off your file yet - have you checked your credit records to see if any defaults are still registered?
Posted: Fri Feb 19, 2016 10:40 am
by Lisa Thomas
Link to register here:
https://www.insolvencydirect.bis.gov.uk/eiir/
you come off the register within 3 months of getting your CC so that should be this month.
Then clean up your credit rating, if necessary.
You might find this quick video I made useful:
https://www.youtube.com/watch?v=PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:
https://www.noddle.co.uk/
https://www.clearscore.com/