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Posted: Thu Feb 18, 2016 12:06 am
by Dave.46
Will I get hounded by the creditors once the IVA has finished?

Posted: Thu Feb 18, 2016 4:55 am
by luluj
Once your iva concludes snd certificate received you are free from your past debts. I can honestly say in the six years since our iva ended we have not heard from one creditor.

Posted: Thu Feb 18, 2016 9:03 am
by kallis3
Hi Dave,

Your creditors won't be allowed to contact you as you will have discharged your debts to the best of your ability and will owe nothing.

Posted: Thu Feb 18, 2016 9:17 am
by Lisa Thomas
You shouldn't do but there may be the odd one that slips through the net - you will need to remind them about the IVA and send them another copy of your CC if necessary.

Posted: Thu Feb 18, 2016 1:27 pm
by Shining
I'm post IVA and have never been contacted by any of my creditors, there is life after an IVA honest, a debt free one.