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Hi
My iva finished in Sept last year, I have my completion certificate my iva can be removed now as it lasted 6 years. I will be off the insolvency register in 3 months.
My wife has a 10000 loan,she has good credit (she works for experian) we have been paying into her share save and should expect at least 10000 back this Sept, I own part of a house that will be sold soon which should amount to around 10000.. we would like to get a morgage. Should we pay the loan off and have less of a deposit? Also I'm on a lot of overtime at the minute so we should have another 10000 (so 30000 in total) minus the loan.. need some advice/help on the next step

Hi and welcome,

Speak to our resident mortgage experts on here - Shaun or Ryan whose details can be found under the expert link on the left hand side of the page.

They have helped many posters on here secure a mortgage.

Well done on completing!!

I would speak to Ryan and or Shaun now to ensure you have a clear picture of what you need to do ad when ... then once done you will be ready to go.

Ryan and or Shaun are our forum mortgage experts. Details for them can be found under this link.

http://www.iva.co.uk/forum/forum_experts.asp

I can personally vouch for Ryan who I know has helped over 50 forum members make that next step in owning their own home.

Duplicate question. Topic locked as further replies andadvice on this one

http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=75639