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Posted: Fri Jan 15, 2016 5:53 pm
by Malcolm Powder
Hi all, we were just wondering how long FJ were taking to issue completion certificates currently.
We're are 1 month away from the end of the most stressful/happy/sad/fulfilling/relieving time of our lives!
FJ have been great, always seemed to be in our corner and never treat us like teenagers who can't budget ha ha ha.
We really can see the end of the tunnel now. Just can't wait for that certificate to drop on the mat!
Thanks guys/girls
Posted: Fri Jan 15, 2016 6:18 pm
by kallis3
Hi and welcome,
Well done for getting to the end.
Each company is treating the completion differently - FJ do monitor this forum so hopefully they will come back to you soon.
Posted: Fri Jan 15, 2016 6:36 pm
by watzki
Hopefully you will let us know if you find out,as we finish ours this October
Congratulations on reaching the finishing line
Posted: Sun Jan 17, 2016 11:09 am
by Malcolm Powder
Thanks guys. We can't believe how quick it has gone by. I will keep you up to date.
Posted: Mon Jan 18, 2016 10:03 am
by welshwiz
Ours took 14 days from final payment but that was nearly 2 years ago
Posted: Mon Jan 18, 2016 12:49 pm
by Lisa Thomas
Hi I;m not sure about FJ but bumping up for you so hopefully someone else can tell you of their experience. Some firms can take up to 6 months though...
Posted: Wed Jan 20, 2016 3:49 pm
by Steven Hewitt
Hi Malcolm,
Congratulations on getting to the end of your arrangement.
We'll aim to have your completion certificate to you within one month of the final payment so you can enjoy your debt free future.
If you need to speak to us in the meantime then please feel free to pop an email to
info@FreemanJones.co.uk.
Congratulations again.
Regards
Posted: Thu Jan 21, 2016 6:51 pm
by Malcolm Powder
Wow thanks Steven, can you tell me if it comes in a frame ha ha ha.
Seriously, thanks for taking the time to reply.
Posted: Thu Jan 21, 2016 7:12 pm
by kallis3
Unfortunately it is just a boring letter telling you that you have finished.
Posted: Fri Jan 22, 2016 11:54 am
by welshwiz
It is a bit of a let down, for such a precious and important piece of paper I did expect a bit more!!
Posted: Sun Feb 07, 2016 8:07 pm
by Malcolm Powder
Well that is it. Our final IVA payment has now left my bank! !!
Wooooooo hooooooo. Anyone who has just started or in the middle. ....hang in there, there is light at the end of the tunnel and the time flies by.
I remember sitting in my car almost crying as i was ringing for advice as we were so badly in debt and arrears.
Now here i am waiting for my completion letter!!!
Thanks all for your help recently! !
Posted: Sun Feb 07, 2016 8:32 pm
by Shining
You enjoy that feeling, you've definitely earned it. Hoping that completion certificate (yes I know, piece of paper) is with you very soon. All the best for your debt free future.
Posted: Sun Feb 07, 2016 10:06 pm
by kallis3
Great news!!
Good luck for the future!
Posted: Mon Feb 08, 2016 9:27 am
by Lisa Thomas
Brilliant news Malcolm, well done on getting to the end. Enjoy a debt free future.
Posted: Thu Mar 10, 2016 9:18 am
by Malcolm Powder
Still got nothing from FJ. Been a month since the IVA completed. How long does it actually take?