www.iva.co.uk

My Iva completed at the end of June, with the wash up period ending towards the end of September.

However, as of today, my practitioners still haven't paid out or sent me a completion letter.
I am now starting to receive ppi claim forms, which in i understand would have been assets inside the via, but now 6 months after it completed, is this still the case?
I've never signed authority for them to claim on my behalf, although their "sister" companies have sent letters asking for type them to do so on my behalf.

Just would like to know where I am standing in this as I thought it would be over by now and I could try and get my life back on track

Hi,

You do need to speak to your IP to find out what is going on.

Which company are you with?

I have spoken to the ip, kingsgate, and have been told that they are on with it.
However I get the distinct impression I am being stalled.
And to that end, what I thought should have been over, 3 months ago, appears could go on forever.

Can they do this?

Just need to know where I stand before I try to tackle them again

I am with Kingsgate and my final payment to them was in August 2014, I only received my completion certificate on 24/12/2015. They put me through all the ppi claims etc and I just kept getting pushed to one side. I rang them every couple of weeks to find out what was happening and they always said the same thing... ppi claim! All I can suggest is keep phoning them and push for it.

I'd definitely make a nuisance of myself with the company to try and hurry this along.

In my opinion this is totally unfair .. ppi should be claimed at the outset of an iva so that there is no reason to delay the closure process. It is a 5 or 6 year iva not a 7 or 8 as it stands for some people ..totally unfair.
I would be on the phone chasing every week and would not be taking no for an answer.

Put the pressure on them and if necessary sign a deed of assignment. PPI should not hold up closure.