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Posted: Sat Nov 07, 2015 5:37 pm
by bobbydavro
So just to update,
Letter of completion came today from Payplan. However it does have the statement of any PPI still goes to creditors regardless of IVA complete or not. I did not agree to this and this was not a creditor stipulation at the time of creditor meeting. This has clearly been added afterwards. Am i able to complain about this as i wasnt made aware as my full and final offer was just that no matter what happens in the future?

Posted: Sat Nov 07, 2015 5:54 pm
by kallis3
Well done on getting the letter but I wouldn't worry about the PPI. At the time you took out the IVA it wasn't a problem but has since reared it's ugly head.

If you had no PPI then you have nothing to worry about and I wouldn't bother complaining.

My husband has the same thing on his letter but we were just glad to be completing.

Posted: Sat Nov 07, 2015 10:38 pm
by Shining
I too personally would be pleased to get the CC - however if you feel strongly it's up to you what you decide re the clause in respect of the PPI.

Posted: Sun Nov 08, 2015 5:35 pm
by lifenoteasy
Given the problems you had with Payplan I wouldn't push it.

Also it has demonstrated that they can issue cc with the right wording.