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Posted: Sat Oct 10, 2015 6:50 am
by Mark.29
Just started 5th of a 6 yr Iva with payplann. My partner who is also running one along side me (joint depts) is on sick with depression after being bullied at work, yesterday the grievance failed - she is now down to half pay and we are worried sick about our future we have 2 kidd. Where do we stand re IVA. I'm now starting to get depressed. Any advice would be gratefully received
Posted: Sat Oct 10, 2015 7:14 am
by KAYKAY
Speak to your IVA company, I know in the past it has been possible to adjust payments, or even offer all monies paid to date as a full & final settlement. I am no expert, but I do know you must contact your IVA supervisor to discuss your options. Hopefully they will be understanding and sympathetic to your situation.
Posted: Sat Oct 10, 2015 8:08 am
by kallis3
So sorry to hear that.
I agree that you should speak to your IP and see if you can get a payment break or reduced payments for a while.
Your partner may be entitled to some benefits so I would suggest that she speaks to the CAB for some help and advice.
Posted: Sat Oct 10, 2015 8:59 am
by lifenoteasy
If you are interlocking IVA's then in theory your side should be ok - it is a payment break/reduction on your partners side that needs to be readjusted.
However I understand that Payplan take whole of household income into account so I'm not sure what they would do.
Posted: Mon Oct 12, 2015 10:30 am
by Michael Peoples
It sounds like an immediate payment break is needed while the situation stabilises. Then, if the situation has not been resolved within a period of six months for example I would look to have the IVAs closed down based on payments to date.
Your IP should be able to help here.