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Posted: Sun Sep 27, 2015 11:57 am
by Pixie8
I was in an iva and had a f & f accepted recently. It was a 6yr iva which I entered into in June 2011. I have a mortgage already and have approx 50k in equity. Me and my husband earn. Decent salay. How long do I have to wait to be able to obtain another mortgage?? Do I have to wait 20 mths until the iva drops off my credit record. Please advise? Thanks.
Posted: Sun Sep 27, 2015 12:44 pm
by winter_blues
Yes, basically 6 years from start of IVA so June 2017. There are advisors that post on here that may be worth speaking to but expect higher rates of interest.
Posted: Sun Sep 27, 2015 1:02 pm
by kallis3
Speak to Ryan or Shaun whose details can be found under the experts link on the left hand side - they have been instrumental in helping posters on here sorting out a mortgage.