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Posted: Tue Aug 18, 2015 8:41 am
by lukzoli
Hi there!I am in IVA from 3 years!My family thinking to pay all my outstanding balance in a lump sum!Dealing with DFD!Such a lot of negativ feedback I read on the internet about the DFD- IVA completion certificate hasn't be issued in time!After the UK law how long should this take in time!I am not leaving in UK anymore went back in my original country(paying my IVA from there) but never know may the future is reserving something else for me and I need to go back in UK and I want to start a new debt free life!For that I need the certificate.Thank you
Posted: Tue Aug 18, 2015 8:48 am
by kallis3
Hi and welcome.
Well done for getting this far and it's great that your parents want to help you out. Contact DFD and make sure they know the money is only available for a full and final offer.
You can only keep pressing for the completion once your offer has been accepted. Unfortunately there is no time limit as to when the completion letter will be issued.
Posted: Tue Aug 18, 2015 9:25 am
by Evette Everest
Hi lukzoli,
Please drop me an email (address is in my profile), with all your contact details and I will get in touch to discuss your issue further.
Look forward to speaking to you soon.
Regards,
Posted: Tue Aug 18, 2015 9:26 am
by lukzoli
Thank you!My total outstanding balance is 3800 gbp!Should I offer all amount for success or may i try with less like 3000 GBP???Thank you!
Posted: Wed Aug 19, 2015 9:31 am
by Lisa Thomas
If you have 2 years left then completing it early will save on administration costs. You will also pay a further contribution whilst the variation meeting is called and held so a reduced settlement offer would be reasonable. No doubt Evette will give you her opinion on this.