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Posted: Wed Aug 05, 2015 2:29 pm
by Johnd203
Are there any high street banks that will accept applicants with an iva?
Posted: Wed Aug 05, 2015 2:42 pm
by MG12
I have been able to open a Danske Bank Current Account while in IVA.
Posted: Wed Aug 05, 2015 2:44 pm
by Foggy
Co-Op will allow Cashminder accounts
Posted: Wed Aug 05, 2015 2:54 pm
by kallis3
Problem with Danske Bank is that there are very few branches available to people in the UK. I have just googled my postcode and there is nothing.
Posted: Wed Aug 05, 2015 3:20 pm
by lifenoteasy
Danske is NI based - they do not allow applicants from England.
Posted: Wed Aug 05, 2015 3:30 pm
by kallis3
They do have a branch in London.
Posted: Wed Aug 05, 2015 3:40 pm
by lifenoteasy
I tried opening an account online as an experiment - can't get past the first page if you have a UK post code:(
Posted: Wed Aug 05, 2015 4:51 pm
by MG12
Ooops wasn't even thinking when I said Danske Bank, they were previously Northern Bank which was only NI.
Posted: Wed Aug 05, 2015 5:06 pm
by hwima
I'd try any bank except HSBC. I have switched accounts several times whilst in the IVA. I opened new basic accounts with Lloyds, Santander, Halifax. All were my creditors at the beginning of the IVA. Also opened new accounts with the Co-operative bank and Metro Bank but these weren't creditors in my IVA. I was always lucky
Posted: Wed Aug 05, 2015 5:13 pm
by kallis3
HSBC do not want to know you if you're in (or just out of) an IVA.
Posted: Wed Aug 05, 2015 6:59 pm
by MerlinL14
Barclays will. You need to go to a main branch and apply there. I was welcomed while still in my IVA, the lady who processed my application could not have been more helpful. I told her I was in an IVA prior to my appointment, she said that it will no difference to opening a basic account.