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Posted: Thu Jul 23, 2015 10:09 am
by kallis3
Hi everyone.
Just to let you know that after an horrendous couple of years with personal and health problems, I am back.
Some of you already know me but of course there are a lot of posters who don't.
I finished my IVA with a full and final in September 2013 and my husband finished his at the end in April 2014 so we are now debt free apart from one credit card.
Hopefully I will be able to stick around this time to give people some advice.
Posted: Thu Jul 23, 2015 10:39 am
by recovering
Hi! glad to see you back! you helped me massively when I first found the forum, hope our troubles are all over and the future is brighter [:)]
Posted: Thu Jul 23, 2015 10:42 am
by Foggy
Welcome back Jan x
Posted: Thu Jul 23, 2015 10:45 am
by kallis3
Thanks - it's good to be back!
Posted: Thu Jul 23, 2015 10:49 am
by Michael Peoples
Great to see you back Jan. You were sorely missed.
Posted: Thu Jul 23, 2015 10:52 am
by kallis3
Thanks Michael.
Posted: Thu Jul 23, 2015 11:28 am
by Adam Davies
Hi
A warm welcome back Jan
Regards
Posted: Thu Jul 23, 2015 11:38 am
by kallis3
Thank you.
Posted: Thu Jul 23, 2015 1:47 pm
by Pandy
Welcome back, good to see a familiar name appearing again
Posted: Thu Jul 23, 2015 3:29 pm
by Goosed
Hi kallis,
Things have certainly changed in the IVA world and on the forum since you were last here.
Great to see you back, hope you are well.
Posted: Thu Jul 23, 2015 3:52 pm
by kallis3
I'm fine now thank you Goosed, hope you are as well.
Posted: Thu Jul 23, 2015 4:04 pm
by Foggy
Next time you pop out for milk one of us is coming with you

Posted: Thu Jul 23, 2015 4:29 pm
by marksam1
Hello jan. Hope you are ok
Posted: Thu Jul 23, 2015 4:31 pm
by kallis3
Lol at Foggy!!! Marksam - I'm fine now thanks.
Posted: Thu Jul 23, 2015 10:33 pm
by relieved33
It's great to see you back! Thank you for all the support you gave me at the start especially. Now complete and still have the dog!