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Posted: Fri Jul 17, 2015 3:35 pm
by Dougie
Does your IVA come off your credit report as soon as you complete, or 6 years after acceptance like other debts?

We received our CC this week (yippee) and I checked the Insolvency Register and was delighted to see we are off it immediately!

Wondering if the credit report will also be update straight away?

Posted: Fri Jul 17, 2015 3:49 pm
by Michael Peoples
Six years from the date the IVA started should clear most if not all adverse information. Get your credit files at this time and you can then see about removing information that should no longer be there.

Posted: Fri Jul 17, 2015 3:55 pm
by Dougie
Thanks, I subscribe to CreditExpert and Noddle so keeping a close eye on both.

By October it should be looking a lot healthier.

Posted: Fri Jul 17, 2015 4:37 pm
by Foggy
Useful hints and tips here Dougie:

http://pjgrecovery.com/clean-up-credit-rating.asp