www.iva.co.uk

Hi after month 54 im expected to remortgage any equity I have in my properties , if unable to obtain iva will be extended by further 12 months . I have around £100 k equity as I live down the south & house prices have gone up , unfortunately I'm unable to remortgage.

Could my iva company expect me to get a secured loan or even worst sell my btl properties even tho it does not state on my proposal to .

It depends on the specific wording (or rather what is not said specifically) in your agreement.

This should have been explained at the time but it may be that an extension is all that is needed. the wording of the proposal and any modifications will tell you for sure.