www.iva.co.uk

Hi

Have my review with CF in a few weeks time.

I'm self employed - my personal and business bank account is the same (easy to keep my money in the same place).

With regards to IE, does anyone just withdraw cash weekly to pay for items as per their IE rather than use a debit card?

CF want 6 month bank statements and apart from the very few DD's I have most of my outgoing is cash withdrawals which I spend as close to the IE form I filled in with PJG. Don't think that would be a problem with CF?

Thanks for the help

They are more interested in income rather than spending.

Hiya, I withdrawal all my money from the bank on or around payday with exception of DDs and standing orders. For me, this is the best way I find to budget. I pop the money in labeled jam jars and that's my way of banking since my IVA.

That's how I started, ridingthestorm, then I graduated to using one cashminder account for the DD's etc and transferring the balance into the "housekeeping" cashminder account ---- this was once I had got the courage up to use a debit card again!