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Posted: Sun Jun 14, 2015 11:49 pm
by Jayne.pl
Hello, my full and final settlement offer was accepted on the 10th December 2014 completing my IVA 11 months early. It has now been 6 months and I am still waiting for the completion certificate, does it normally take this long?
Many thanks
Posted: Mon Jun 15, 2015 5:27 am
by luluj
Unfortunately the time it takes for your certificate to arrive depends on each set of circumstances and to a certain extent who your IP is. If PPI requirements are still outstanding or creditors have not yet submitted their final claims this will also impact.
Posted: Mon Jun 15, 2015 7:47 am
by Foggy
The issue of the CC takes as long after an early settlement as with the full term arrangement and, to a degree also depends on which company you are with. Some take a few weeks, others take a full 6 months plus.
I would drop them a line asking if there is any particular hold up and if there is anything they need you to do.
Posted: Mon Jun 15, 2015 11:19 am
by Dougie
My F&F was paid in October 2014, still waiting for my CC as one creditor is taking forever to confirm their receipts of dividends etc. Very frustrating indeed

Posted: Tue Jun 16, 2015 12:31 pm
by Lisa Thomas
Hi Jayne - contact your IP and ask them what the holdup is. 6 months is excessive.