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Posted: Wed May 27, 2015 5:25 am
by worriedchick
Hi all,

At 3pm we have a F&F meeting to see if payments made to date can complete our IVA. We've been struggling since July last year when I changed job (great pay promises never materialised). We were transferred from PJG to CF whilst struggling too. Have paid back 29k of original 54k between 28 creditors

I spoke to CF yesterday and whilst they can't confirm anything until after the meeting they did say it was looking good as have had some yes votes but still waiting for others.

I wanted to post this topic so wether a success or not others can see what may be accepted or rejected.

Posted: Wed May 27, 2015 5:28 am
by Adam Davies
Hi

It is looking very positive for you

Good luck for today

Regards

Posted: Wed May 27, 2015 5:35 am
by worriedchick
Thank you Andy. My husband and I discussed last night what a yes vote would mean and to us it means once we have the CC we then are able to make choices in our life, no limitations anymore.

Posted: Wed May 27, 2015 6:11 am
by worriedchick
I do want to add though that as I had been transferred by PJG to Creditfix they asked had I accepted their new t's & c's when I transferred. I hadn't received them but if I had accepted it meant they could not go forward with variation. I verbally rejected their t's & c's so we could move forward. I do hope it is accepted so we don't have this hanging over us but we will still be struggling financially. Although we will meet our mortgage payments and bills and housekeeping there is nothing left over for extras or unexpected events

Posted: Wed May 27, 2015 11:25 am
by Lisa Thomas
Not long to go - fingers crossed for you.

Posted: Wed May 27, 2015 12:00 pm
by worriedchick
Thank you Lisa. I'm in bits waiting

Posted: Wed May 27, 2015 12:05 pm
by starbucksqueen
Good Luck Worriedchick i know how you feel!, we have our F&F with CF on Friday after our last one was adjourned, Please pop back and let us know how it goes

xx

Posted: Wed May 27, 2015 1:41 pm
by worriedchick
I will do starbucksqueen. I read yours had been adjourned, will let you know if mine goes the same way x

Posted: Wed May 27, 2015 1:42 pm
by Shining
Good luck you'll soon know and I'll look out for your update.

Posted: Wed May 27, 2015 2:50 pm
by worriedchick
Thank you Lesley. Just over 10 minutes to go....biting nails off now!!!

Posted: Wed May 27, 2015 2:54 pm
by Steven1001
Good luck Worriedchick, we were in the same position yesterday, and all worked out in the end. Fingers crossed for a similar result for you later!!

Posted: Wed May 27, 2015 3:18 pm
by worriedchick
Thanks Steven1001. I wonder if they will call me or anything, the meeting was 3pm

Posted: Wed May 27, 2015 3:36 pm
by Lisa Thomas
I would give them a call if they haven't called you by now...

Posted: Wed May 27, 2015 3:55 pm
by worriedchick
Yeeessssssss it was accepted - we are now debt free! Creditfix have passed to closures and said our CC should be with us in 2 weeks. I must be one of the happiest people to be moved from PJG to Creditfix. Greg in their resolutions department has been so helpful!

Posted: Wed May 27, 2015 5:38 pm
by Steven1001
Fantastic news...hope your having a glass of something to celebrate!! :-)