www.iva.co.uk

Hi all, i successfully finished a five year IVA in November 2014. THe IVA began in November 2008. I am hoping to start rebuilding my credit but have found on my equifax report 3 current defaults (one from November 2009). How could this happen? where do i start at tidying it all up? All advice welcome thank you.

Hi James and well done on getting through the IVA.

The defaults should have been dated on or around the date of the start of the IVA, so they drop off around the same time. Useful info and a template letter can be had here:

http://pjgrecovery.com/clean-up-credit-rating.asp