Posted: Tue Feb 24, 2015 2:28 pm
I noticed my name now says the Iva is complete, but will still stay for 3 months. Why is this, if they are happy it's completed take me off,
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Posted: Tue Feb 24, 2015 2:37 pm
Policy is that it stays there for three months, but it often goes sooner. I was there three months to the day !
Posted: Tue Feb 24, 2015 2:44 pm
Just be nice to see it go and feel independent again
Posted: Wed Feb 25, 2015 7:37 am
We had to email them because we were still on after 3 months of completion. Needless to say we were removed that day!
There's sometihing nice about not being on it anymore !! [:)]
There's sometihing nice about not being on it anymore !! [:)]
Posted: Wed Feb 25, 2015 7:49 am
I really don't like that register. I hate it that its for all to see . Cant wait till we're removed from it in woohoo 3 months time
Posted: Wed Feb 25, 2015 8:08 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Struzzo39That's the biggie -- it is the modern ( an wholly unnecessary)version of the stocks !
I really don't like that register. I hate it that its for all to see . Cant wait till we're removed from it in woohoo 3 months time
Once you are off the IVA is, at least, out of the public domain.
Posted: Wed Feb 25, 2015 8:12 am
That was always the one part of my IVA I detested, some other bits I didn't like but that part could have done without.
Posted: Wed Feb 25, 2015 9:06 am
An iva is great in many ways to sort out debt and put your live back on track but some things aren't great. Why keep us on the register when we have paid back the money or completed? And why drag things on for an extra 12 months winkle PPI is sorted - they will get all the money. Winge over- but still glad I took this route
Posted: Wed Feb 25, 2015 9:10 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by No_Money
An iva is great in many ways to sort out debt and put your live back on track but some things aren't great. Why keep us on the register when we have paid back the money or completed? And why drag things on for an extra 12 months while PPI is sorted - they will get all the money. Winge over- but still glad I took this route
Posted: Wed Feb 25, 2015 9:18 am
The whole process is a little antiquated - most polite thing that I can say.
Posted: Wed Feb 25, 2015 9:41 am
But to clear my debt I'd still take the iva route and all its baggage
Posted: Wed Feb 25, 2015 9:49 am
Not sure I would - the whole process leaves a really sour taste in the mouth with a distinct feeling that it is designed to keep you in debt to the various companies.
I accept there are the "good guys" but the whole profession is not doing itself any favours.
I accept there are the "good guys" but the whole profession is not doing itself any favours.
Posted: Wed Feb 25, 2015 10:14 am
Unfortunately the insolvency register is beyong the control of IPs but I agree it should be scrapped or there should be a charge to access it. This would then allow those with good reason to search it [such as probate solicitors] but the nosey parkers would not spend the money.
Posted: Wed Feb 25, 2015 10:45 am
I kind of agree with you but that would be against the government transparency agenda.
Posted: Wed Feb 25, 2015 12:22 pm
Government? Transparency? Lifenoteasy I don't think those two words belong in the same sentence 