Page 1 of 1

Posted: Mon Feb 09, 2015 6:36 pm
by JOE99
Hi i received my Completion Certificate, i started my IVA in 2009 with PJG.
I would like to thank Sue Clay IP (whom i met twice) , Leighton Cromie & Gill Murphy,
they made everything stress free. you don’t realise how good they are until you have to deal with another firm. i would also like to thank this forum for it’s support, you answered every question i had.

My IVA was also transferred to Credit Fix , i rang them nearly every week since my last payment which was made in October 2014, i was very surprised when the first CC turned up on 30th January because i didn’t feel like i was getting anywhere.
After reading the details of the first CC I realised the info my regarding how many pence in the pound i paid was completely wrong. PJG told me that once i paid my final payment i will have paid back 100p in the pound so you can understand my shock when the the paper work said i only paid 18p in the pound.
Anyway i received my 3rd CC today and its all sorted now i have paid 96.4p in the pound the rest has gone towards administrative costs.

Once again thanks to everyone. if i can do it anyone can, good luck to you all.

P.S i did not sign the increased payment forms they sent to me.

Posted: Mon Feb 09, 2015 6:41 pm
by recovering
Good for you! useful post seeing as you not signing seems to have made no difference!

Posted: Mon Feb 09, 2015 7:22 pm
by Rock20
Well done...

Posted: Tue Feb 10, 2015 5:45 am
by luluj
Well done and goes to show that you do need to check these things.

Posted: Tue Feb 10, 2015 7:59 am
by Foggy
Well done -- good to see CC's coming out post transfer. As with everything else here, they do need to be looked at carefully.

Posted: Tue Feb 10, 2015 8:49 pm
by Cleo76
So pleased to read this. I made my last payment in October too so hopefully we will be in your situation soon x

Posted: Tue Feb 10, 2015 9:00 pm
by relieved33
Glad you're sorted. Pleased too for all the other CF transferees. Good to see that you didn't have to agree to new terms to complete quickly. Hopefully this will go a little way to reassure others.

Thanks for taking the time to shareand enjoy your debt free future.