www.iva.co.uk

Hi, we claim housing benefit although to continue this (after 3 years), the Council suddenly require information regarding our old (pre IVA) Natwest bank accounts from two years ago which also form part of our IVA. I guess they want this to make sure we do not have a huge stash of money there or other incomings not declared and these are a current account and First reserve. Obviously these accounts are not used with one overdrawn and the other with a zero balance and both I guess are suspended in someway. However, how do I get this information that they are closed or not used anymore? I have no statements or access to them via internet and as for telephone access, who knows. Council have suggested contacting Natwest for this info or something from IVA company, is that right, will either of these supply something? Cheers.

Hi, are the details of the account within your proposal as in account numbers, will they accept this?

Hi Lesley, I think they are, although will have to check. Might have to dig the old paperwork out although tried to forget it with moving on and all that. I was a bit unhappy with announcing I am in an IVA in the first place although I guess I will have to submit something to the local council office to prove the accounts are not 'live'. I'll check it out as I have no access to the old Natwest bank statements. Thanks.

Hi

I would think that Natwest will have to supply this info if your request it although there may be a small charge

Regards

If there is a charge if you get this in writing (assuming there's not a charge for this too) ask the council to pay for it as tell them all your disposable income is accounted for as you're in an IVA.