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Posted: Sun Oct 12, 2014 1:33 pm
by steven mills
i started an iva in dec 2012,£29,500.the following year i got an inheritance and i instructed my solicitor to deal with my iva,she was informed that the total debt to clear it would be £36,700 in which she paid in full.i heard nothing until a few weeks ago with a letter saying that i have stopped my monthly payments and am in serious arrears and my iva can fail,i also know that my debts to whom i owed money too still havent been paid,what have they been doing with my money,and they also insist i sign ppi forms to try and recover more money,is this normal???????thank you.

Posted: Sun Oct 12, 2014 1:37 pm
by Foggy
I would imagine there has been some error here. Check with your IP.

Which firm were you with ?

Posted: Sun Oct 12, 2014 2:11 pm
by steven mills
dfd, on the variation report i have just received,all the money in and money out are printed and at the bottom of page its TOTAL BALANCE IN BANK ?????? A FEW HUNDERD POUND,DOES THAT MEAN THEY OWE ME MONEY???

Posted: Sun Oct 12, 2014 2:21 pm
by Til
we just had a variation report from DFD and on it it listed a section called "distributions" which is payments already made to your creditors.

We also had a section called "Balance at Bank" and this is what DFD are still holding to disperse or use.

Lastly we had a section entitled "Refund to Debtor" and this was 0.00 as we are not owed any money back.

Hope this helps

Posted: Mon Oct 13, 2014 9:13 am
by Adam Davies
Hi

It is possible if they have settled all debts and covered their fees

You need to chase for a completion certificate

Regards

Posted: Mon Oct 13, 2014 9:22 am
by Shining
admin error? but a worrying one, get on to them today and ask where is that certificate of completion assuming it's not been received.