www.iva.co.uk

For the creditors meeting. Can't stop trying to find information on how creditors like mine will vote at the meeting and just fearful it'll go wrong.

I was basically using my cards right up until I started the process which included getting a dress for a funeral and shoes with one and so worried that they'll see that and all the other expenses and things I was paying for as irresponsible and reject it.

I know if I was advising someone else I'd probably think and say that they wouldn't look that closely but perhaps they will and do.

I know this is probably all perfectly normal jitters - just so want this to work so I can concentrate on helping Dad support Mum more and recover myself from various things.

I have to say that so far wouldn't have got by without your support and help. Mean that so sincerely whether you've replied or not to a post of mine, each and every post on this forum has been so helpful and full of great information.

Fingers crossed for 22nd October.

x

Yes, Blueskies, these jitters are the norm ... but TRY not to overthink things. Your IP is confident and would not be proceeding otherwise.

I felt exactly the same Blueskies and all my fears were for nothing.

The waiting is horrid but I'm sure you'll have the positive outcome soon.

Try not to dwell too much as it will drive you crackers and won't affect the outcome either way.

And if it helps I was using my cards right up to the IVA too and it was still a yes for us.

Good luck but I'm sure you'll be fine.

Good luck for the 22nd x

Fingers crossed .... Your IP will be proposing the best option for you so hopefully it will all go to plan.

Thank you Foggy, Til, lesley and luluj.

I've got complete faith in my IP - they've been brilliant. I tend to overthink everything and worry. Especially just before I go to sleep. The anxiety about all kinds of things has escalated over the last week or so.

At least there's a date now and an end in sight regardless of what happens. I'll know more where I am soon. Thank you all. xx

Good luck. Not long to go now. Keep us posted

Best of luck from me too. I am sure you will be fine.