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Posted: Thu Sep 25, 2014 6:14 pm
by hugandkiss
Made my last payment yesterday....or so I thought....5 and a half years of £855 a month for £42 000 of debt...
E-mail today to say that following final review I still owe £360.
I know it's not a lot in the grand scheme of things but what a let down!
Posted: Thu Sep 25, 2014 6:19 pm
by Struzzo39
How Gutting !!
Posted: Thu Sep 25, 2014 6:31 pm
by Dougie
Its really poor when this happens, any shortfall should be picked up in annual reviews so you always know exactly where you stand.
On the bright side, you're nearly done!
Posted: Thu Sep 25, 2014 6:35 pm
by Dougie
Just worked it out and you have paid £56,400 which is way more than you actually owed, how did that happen then?
Posted: Thu Sep 25, 2014 6:41 pm
by hugandkiss
Dougie my payments increased over the years with a new job...i started off with £560 I think..then from there this grand sum....
Although if I look back I think I will have paid it all back off....
Posted: Thu Sep 25, 2014 6:44 pm
by Dougie
Fair enough, hope you manage to get a speedy conclusion, which, from recent posts seems to be a rarity!
Posted: Thu Sep 25, 2014 10:10 pm
by luluj
The additional money paid in includes the IP fees etc ... Well done for coming through your iva!
Posted: Thu Sep 25, 2014 10:34 pm
by wiggle1
I know it's gutting (the same thing happened to us) but just think, you're through your iva. What an achievement!!
Posted: Mon Sep 29, 2014 7:56 am
by Christabelle_sparkle
Hi
how do you owe them £360 if you have paid back well over what you originally owed?
Posted: Mon Sep 29, 2014 11:01 pm
by hugandkiss
I have no idea.....I have complied with everything they asked of me.....I just want it finished now.....
Posted: Tue Sep 30, 2014 9:07 am
by Shining
I would ask for a breakdown of how they have come to this figure as if you've paid 100% of debt plus fees etc,. it might be worth looking into