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Posted: Wed Sep 17, 2014 7:50 pm
by daz6572
Hi,

I completed my IVA in July with a full and final settlement of £6800.00 through my parents which was approved to prevent an extra years payment because of having equity in my property.

The Company I go through have just called and said that through the completions dept I still owe another £275.80 because apparently I under paid in YEAR 2 and YEAR 3!!!

Surely this would have been corrected through my payments in years 4 and 5 ??

Am I being ripped off???

Posted: Wed Sep 17, 2014 7:52 pm
by Foggy
It should have been -- but was obviously missed. This is why they do a final full review at completion and is, I am sorry to say, not uncommon. You are quite within your rights to ask for a detailed breakdown and an explanation of where this shortfall arose.

Posted: Wed Sep 17, 2014 7:57 pm
by daz6572
Thanks Foggy, To be honest, the company I deal with have made so many mistakes that I just don't trust them anymore and I just felt they are taking the Pee out of me at the very end.

I will be asking for detailed report as you say.

Posted: Wed Sep 17, 2014 8:08 pm
by Struzzo39
THis is one of my fears. Like yourself complied all the way through and to do this at the end when you have finished is wrong

Posted: Wed Sep 17, 2014 8:16 pm
by daz6572
I'm still expecting another call sometime to say I still owe for this and still owe for that.

It never runs as smooth as you expect even when you have followed to the letter of the law.