www.iva.co.uk

Posted: **Fri Sep 12, 2014 7:38 pm**

Would having an iva prevent me from taking my children on holiday while the iva is in place ?

Posted: **Fri Sep 12, 2014 7:42 pm**

There are no restrictions on holidays if you can afford them. Extra money is yours to keep and spend as you want.

Posted: **Fri Sep 12, 2014 7:46 pm**

Absolutely not. It's never a cheap holiday with kids but budget and save a little each month can help make sure your kids don't miss out. I went camping this year in Devon and they loved it. Foreign holidays are not impossible but flights etc can be more expensive with several kids.

Posted: **Fri Sep 12, 2014 8:45 pm**

We went camping in Devon too --- certainly not a Mediterranean break --- but little Foggy loved it all the same.

Posted: **Fri Sep 12, 2014 8:59 pm**

Yep we went camping too in Norfolk. Loved it - but next year we can now finally save and pay for a holiday to Turkey so excited...
But yes holidays are something to focus on - weather it's camping or something else!
It will also make you feel good knowing "you've" actually paid for it. [:)]

Posted: **Sat Sep 13, 2014 2:26 am**

I love Norfolk and the people are lovely. It doesn't even need good weather.

Posted: **Sat Sep 13, 2014 4:40 am**

An iva won't prevent you from living a normal life ... What it will do is make you appreciate the smaller things in life ... A few nights away under canvass, in a cheap b&b or in a self catering apartment/caravan can be budgeted for and be thoroughly enjoyable as you will know that you have saved for it and won't be returning with huge credit card bills to pay.

Posted: **Sat Sep 13, 2014 8:51 am**

Lulu is spot on - knowing you're not running up a credit card bill anymore is the best!! I just love Christmas now, January even more knowing a 4 page statement bill won't be falling on the door mat.

Posted: **Sat Sep 13, 2014 9:01 am**

I went to Edinburgh and York within the last year of my IVA. Loved both of them. Booked 2 nights in a travelodge a long way in front each time to get them cheaper. As soon as my IVA was off, the first thing I did was put a deposit down (equivelant to my IVA payment) to book a week in Portugal. I had small holidays in the IVA and they where amazing. Some great places in the UK.

Posted: **Mon Sep 15, 2014 12:56 pm**

I was wondering does anyone know if you have a problem getting a visa to visit the UNITED STATES while your in an iva?
Aside from that- you can go on holiday if you have the pennies to do so & I agree camping is the best holiday to have with kids! We've done it for years!!

Posted: **Mon Sep 15, 2014 1:49 pm**

If you are a UK citizen - you Dont need a Visa - you use the Homeland sercurity online Visa Waver form - it does not
ask about finance. But does ask whether you have "Social diseases"

Posted: **Mon Sep 15, 2014 1:51 pm**

I don't think an IVA or bankruptcy qualifies as a 'social disease' although some people would have you believe it does.

Posted: **Mon Sep 15, 2014 1:58 pm**

That should have read as a social infectious disease

Posted: **Mon Sep 15, 2014 3:10 pm**

As others have said... absolutely not

I would highly recommend looking at the Sun holidays... £9.50pp and for under £40 we're off to Butlins for 4 nights (2nd year running) - the kids will love it even more this time round.

Posted: **Mon Sep 15, 2014 5:17 pm**

We have managed holidays every year using hotel points and avios clocked up through work. Also using Tesco clubcards.

Spending money been a little tight though!

www.iva.co.uk

Would having an IVA prevent me from taking my children on holiday ?