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Posted: Wed Sep 10, 2014 9:38 am
by mjr
Hi. Just competed my 6 yr IVA and awaiting CoC. Have 40k equity in my current home and an 80K sole mortgage. Need to move as have boy and girl sharing a room. Can you recommend anyone that would consider me for a new mortgage, with my husband - joint income £84k. Looking at house at £152k. Do I have a hope in hell?
Posted: Wed Sep 10, 2014 10:02 am
by Adam Davies
Hi and welcome
Use a mortgage broker, both Shaun and Ryan who post as experts on here can help
Good luck
Regards
Posted: Wed Sep 10, 2014 12:04 pm
by Meash
Do you have email details for them? I really want to get moving on this. Thanks
Posted: Wed Sep 10, 2014 12:25 pm
by Foggy
Click here
http://www.iva.co.uk/forum/forum_experts.asp
then scroll down the page to find their details.
Posted: Thu Sep 11, 2014 9:12 am
by Michael Peoples
It definitely sounds like a possibility and hopefully one of the experts can help.
Posted: Thu Sep 11, 2014 9:56 am
by Shaun Vickery
Good Morning. Firstly congratulations on completing your IVA! Most people in your position are keen to review their position, having been unable to move or carry out repairs or improvements to their home for a number of years. The fact that you have previously had an IVA, in itself, won't prevent you from being able to secure a new mortgage but you will remain in a fairly narrow space for a few years. It's important to understand your overall position before it would be possible to say what is possible but it's certainly worth investigating.