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Posted: Mon Aug 11, 2014 12:41 pm
by boss126
Made my last payment in January 2014 and have just found my CC sitting on the door mat [:)].
Am I right in thinking that I can`t start any clean up process until 6 years have elapsed which will be on the 18th December.
Many thanks
Posted: Mon Aug 11, 2014 1:11 pm
by Foggy
Congratulations ! You need to check the default dates. Useful advice here:
http://pjgrecovery.com/clean-up-credit-rating.asp
Posted: Mon Aug 11, 2014 1:13 pm
by boss126
Thanks Foggy
Posted: Mon Aug 11, 2014 1:13 pm
by Christabelle_sparkle
Nice one! [:)]
Posted: Tue Aug 12, 2014 11:20 am
by cherrypink
Congratulations! I'm jealous! My F&F was agreed in September, but I am still waiting for my CC from GT!
Posted: Tue Aug 12, 2014 11:34 am
by welshwiz
Congratulations
Posted: Tue Aug 12, 2014 12:02 pm
by DerekS
Congratulations I'm jealous as well. My last payment was Feb 2013 and still waiting for CC from GT.
Posted: Tue Aug 12, 2014 1:29 pm
by Shining
Fabulous letter to open! Enjoy your debt free future.
Posted: Tue Aug 12, 2014 5:59 pm
by boss126
Thanks Lesley, and sorry for you guys who are still waiting.
Interestingly my IVA was taken over by GT about 3 years ago, in all that time I have never had a peep out of them regarding income/expenditure etc, infact I only returned the PPI forms in Feb after my last payment was made so i would imagine that is still ongoing. Its almost as if they couldn't be bothered with me.
Posted: Tue Aug 12, 2014 6:27 pm
by Foggy
"....Its almost as if they couldn't be bothered with me."
As a company I think you might well be correct. I, too, was taken over by GT but I believe I was very fortunate with the individual case workers who dealt with my IVA, as I found them to be sympathetic, supportive and very helpful.
It must be soul destroying to really want to help but have your hands tied behind your back by Company Politics and Policies !