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				Posted: Fri Jul 25, 2014 3:57 pm
				by Amandadon22
				Hi there, I completed a full and final with GT in October 2013, they said 6 months to certificate! I am still waiting and heard nothing surprise surprise. I got a letter today, just a yearly statement from one of my creditors and it says nothing has been paid at all up to yet. Are GT holding the money?
			 
			
					
				
				Posted: Sat Jul 26, 2014 9:51 am
				by Adam Davies
				Hi
 GT may hold the money until all claims are in and confirmed
 Nothing to be concerned about however you do need to chase for completion
                  Regards
			 
			
					
				
				Posted: Sun Jul 27, 2014 6:40 pm
				by MelanieGiles
				It is usual in a full and final based IVA to distribute the monies when you are ready to close the case - but if your IVA was completed in October 2013 I am rather surprised this is all taking so long.  Have they given you any idea what is causing the delay?