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Posted: Fri Jun 27, 2014 11:34 pm
by John.85
How long will I have to wait after paying off an IVA before I can apply for a mortgage. Please advise.
Posted: Sat Jun 28, 2014 12:11 am
by Hair_bobbles
Your iva has to have dropped off the insolvency register ( that can take up to 3 months) .on the 6th anniversary of when you started your iva your credit file will be clean, You will need to actively clean your files up though. (Which isn't difficult, just a bit time consuming)
Posted: Sat Jun 28, 2014 5:05 am
by luluj
After the iva has been removed from your credit file you should approach a mortgage broker who will have experience of helping ex-iva'ers onto the property ladder. The forum has two such brokers who both have successes ..Ryan or Shaun. Both contact details can be found on the left under ask experts a question.