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I am 18 months into my IVA with GT. I have read my proposal and there is not a windfall clause. There is a clause that states "Should I receive any additional sums which were not included in the original imcome calculation.... if these sums excedd 10% ... then I shall disclose the receipt of such monies within 14 days and pay 50% of the monies over and above the 10%". Would a windfall be included in this clause?

This would not be a windfall clause but refers to overtime etc. There is almost certainly a windfall clause in the proposal or terms and conditions so ask GT where to find it.

Hi Sued182

Both the Protocol T&C's and the R3 version have the windfall clause in, so it will apply to your IVA. GT will be able to guide you on what to do.