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Posted: Tue May 13, 2014 4:50 pm
by hopefull1
Hi
Just to give others hope if they have to go down this route. We started in May 2008 owing £79200 now done to the last 11 months and we will be debt free. It has been a long road but we will not make the same mistake again. Good luck to everyone on your debt free journey whichever route you decide to take.
Posted: Tue May 13, 2014 6:29 pm
by luluj
Great positive post ...have you.been.in an IVA or Debt Management Plan ?
Posted: Tue May 13, 2014 6:30 pm
by Shining
Great post, well done on almost completing, hope the remainder goes smoothly for you.
Posted: Tue May 13, 2014 6:38 pm
by hopefull1
Hi
I am in a dmp with stepchange
Posted: Tue May 13, 2014 6:40 pm
by luluj
Thats a brilliant timescale for the level of debt on a DMP ..well done
Posted: Tue May 13, 2014 6:47 pm
by welshwiz
Congratulations on getting the debt down so quick. Curious as to why you didn't do iva
Posted: Tue May 13, 2014 6:52 pm
by Struzzo39
Fantastic
Posted: Tue May 13, 2014 7:23 pm
by hopefull1
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by welshwiz
Congratulations on getting the debt down so quick. Curious as to why you didn't do iva
Hi
I wanted to try and pay as much of the money back that I could and thought I would try the dmp first as I had quite a good monthly payment.if my dmp hadn't gone well I knew that I would have the iva too fall back on.
Posted: Wed May 14, 2014 3:43 pm
by hopefull1
Hi
Thank you for the kind comments and encouragement it goes along way