www.iva.co.uk

Hi, My wife and I completed our IVA Aug 2013 and have received our completion certificates. our 6 year point will be Aug this year. I was wondering if we would be considered for a first time buyer mortgage before Aug. We are hoping to buy a new build and use the help-to-buy equity scheme so in total 25% deposit. It would be great to get some advice on this as we are keen and excited about our new start.

Hi -- I would advise that you have a chat with a whole of market broker experienced in ex IVA'ers situations.

We have two on forum, Ryan and Shaun, who can be contacted via their details to be found under the "Ask a Question" button ( top left) and scrolling down to the Experts Details section.