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Posted: Sat Feb 01, 2014 8:09 am
by Harveysmummy12
Lloyds bank have shut down my account. I do not owe them any money and have a payment which went into the account for £800 but they will not allow me access to it. I have been told that the insolvency people have to decide.
Posted: Sat Feb 01, 2014 8:18 am
by martjase
Did you not have to close your account before entering the IVA?
I was told to open an account in a different bank.
Posted: Sat Feb 01, 2014 10:04 am
by Foggy
If you are in an IVA your bank account has nothing to do with the "Insolvency People" ( Bankruptcy is a different matter). I suggest to speak to the manager and inform him that his underlings need re-training.
Posted: Sat Feb 01, 2014 10:49 am
by Skippy
I'm wondering if Lloyd's has it's own insolvency department. I seem to remember posts about Lloyd's closing accounts of anyone who is BR or in an IVA. I don't recall it happening so maybe it's starting?
Posted: Sat Feb 01, 2014 11:02 am
by martinw
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Harveysmummy12
Lloyds bank have shut down my account. I do not owe them any money and have a payment which went into the account for £800 but they will not allow me access to it. I have been told that the insolvency people have to decide.
Do you owe any money to Bank of Scotland, Halifax, TSB or any listed on (be it overdraft, credit card or loan)
http://www.lloydsbankinggroup.com/media ... rands2.asp ?
Martin
Posted: Sat Feb 01, 2014 11:53 am
by Foggy
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Skippy
I'm wondering if Lloyd's has it's own insolvency department. I seem to remember posts about Lloyd's closing accounts of anyone who is BR or in an IVA. I don't recall it happening so maybe it's starting?
They are, of course, free to close any account they wish -- but only with due notice. They are acting unlawfully in freezing an account, other than in BR or a criminal investigation.
Posted: Sat Feb 01, 2014 6:02 pm
by MikeyM
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Harveysmummy12
I have been told that the insolvency people have to decide.
Have you become bankrupt?