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Posted: Tue Jan 14, 2014 3:54 pm
by Helpless121
Well after several message to the customer services email at GT, I got a response saying my IVA has now passed the first closure process and has now passed onto final closures for final report and overall closure. They also confirmed that the Mass Variations meeting of creditors agreed that my IVA can close and any PPI can be dealt with separately. I am over the moon as I now have it in writing that I'm on the final leg of this long journey and can finally see the end in sight.
I'm so pleased you don't know! [:D][:D][:D]
Posted: Tue Jan 14, 2014 4:08 pm
by Foggy
Fingers crossed all goes well, time wise.
Posted: Tue Jan 14, 2014 4:14 pm
by Helpless121
Indeed Froggy. Any news about your CC? Isn't it due this month?
Posted: Tue Jan 14, 2014 4:57 pm
by MelanieGiles
Ha Ha Froggy!!! Ribbet! Ribbet!
Sorry - I'm having a funny five minutes - great news Helpless 121 it must be a great feeling knowing that the end is in sight.
Posted: Tue Jan 14, 2014 5:33 pm
by Helpless121
Oh, I did get the name wrong LOL! [:D] Glad it made you laugh and hope that Foggy doesn't take offence or I'm in do-do! [:D]
Thanks Melanie, its a great feeling but who knows when it comes to GT that things will be as smooth as they should be.
Posted: Tue Jan 14, 2014 9:13 pm
by MelanieGiles
I think that their closure processes are improving, so hopefully it will not be too long for you now.
Posted: Tue Jan 14, 2014 9:21 pm
by Foggy
No offence taken at all Helpless
I last heard from GT just before Christmas and was told then that we were still on track ... we shall see
Posted: Sun Jan 19, 2014 10:33 pm
by Gareth.hs
Just a thought, if one completes an IVA early, is there anything you can progress wrt improving credit rating etc before the 6 year point? If not, I guess there is no great urgency in chasing the CC or are there other benefits?
Posted: Sun Jan 19, 2014 10:43 pm
by Foggy
No, Gareth, the credit rating will remain shot for the usual 6 years. However, especially with GT, until you get that CC you are still liable to pay over windfalls or inheritances or the like/ However unlikely it would be galling to have to lose something like that merely because of delays by your IP, having fulfilled your end of the bargain thus far.
Posted: Sun Jan 19, 2014 10:51 pm
by Gareth.hs
Thanks Foggy.
Posted: Sun Jan 19, 2014 10:54 pm
by Foggy
I have just noticed the total lack of correct punctuation in that post --- my apologies.
Sleep deprivation is taking it's toll
Posted: Mon Jan 20, 2014 7:46 pm
by Gareth.hs
Dont worry Foggy, if I can manage to decipher my sons texts your script is a piece of cake lol.