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Posted: Sat Dec 21, 2013 9:49 am
by Sensible77
Further to my other posts, my CC arrived in this morning's post. It's a great feeling to read in black and white that my IVA is officially over. It states that I have fully complied with my obligations under the IVA but that the Supervisor retains the power to deal with any VAT recovery or pending PPI claims post closure. I'm happy with that and I'll be constantly checking the Insolvency Register to see when I'm no longer on it. It's been a long, hard road but well worth it. I hope this gives support to other IVa'ers that, however bleak their outlook, there will be an end.
Posted: Sat Dec 21, 2013 9:58 am
by Sensible77
Amazingly, I've just checked the Insolvency Register and I’m no longer on it. I thought that it would stay on there for at least 3 months. This was a big negative part of being in an IVA as any nosey parker can have a look at it.
Posted: Sat Dec 21, 2013 10:01 am
by Foggy
Great news -- makes it kind of "official"
Happy Christmas !
Posted: Sat Dec 21, 2013 10:39 am
by Shining
Fab news, so pleased for you Merry Christmas you've got the best present.
Posted: Sat Dec 21, 2013 12:00 pm
by Sensible77
Thanks for the kind comments and Merry Christmas, to you both, too. It was almost 7 months from my final payment to receiving the CC so I hope Foggy will be reporting similar news soon.
Posted: Sat Dec 21, 2013 2:40 pm
by plasticdaft
Great news.
Paul
Posted: Sat Dec 21, 2013 4:59 pm
by country girl
What a lovely Christmas present for you.
Congratulations
Posted: Sat Dec 21, 2013 7:42 pm
by seagulls
Well done !! Have a wonderful Christmas and a very happy Debt free New Year !
Posted: Sat Dec 21, 2013 7:55 pm
by mazbrown
Great news
Posted: Mon Dec 23, 2013 2:28 pm
by Kelly O
That's great news - congratulations and have a very happy Christmas
Posted: Mon Dec 23, 2013 2:51 pm
by Pandy
What a wonderful Christmas present for you.
Posted: Mon Dec 23, 2013 4:59 pm
by baldy
Hey, thats really good news.
Good things come to those who wait!!
Im sure Christmas will be much better now.
Baldy
Posted: Tue Jan 14, 2014 2:22 pm
by brokebryn
Hi Sensible 77,
Not been on here over the Xmas / New Year hols, but was so very pleased to hear that your CC has arrived and that you are finally debt free after completing your IVA successfully. Hearty congratulations! I agree that it is a great feeling and a lesson well learned. Enjoy your debt free future!
Bryn
Posted: Tue Jan 14, 2014 7:42 pm
by Sensible77
Hi, Bryn.
Nice to hear from you and thanks for your support last year. It's a great position to be in, as you know, and I hope IVAers who have yet to complete find the postings of people who've received their CC's helpful. There is light at the end of the long, dark tunnel.
Posted: Wed Jan 15, 2014 9:25 am
by brokebryn
Amen to that. We were PayPlan IVA contemporaries - what a weird way to meet someone, haha. Best of luck for the future to you.