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Posted: Tue Nov 26, 2013 7:38 pm
by jos
Hi At last just received completion certificate from GT last payment 11/2012 so only waited 12 months very happy with the handling by GT of our IVA. My question is who are the credit reference agencies I need to send a copy of my completion certificate to.

Posted: Tue Nov 26, 2013 7:55 pm
by Foggy
Have a look here for general background:

http://www.beatmydebt.com/iva/improving ... er-iva.htm

The three CRAs are Equifax, Experian and Callcredit

Posted: Tue Nov 26, 2013 8:45 pm
by Kelly O
Congratulations on successfully completing your IVA :-)

I suggest that you wait a month or so for the information to filter through to the creditors that you have completed your IVA before your credit check yourself.

You can credit check yourself using the agencies foggy mentions and then address any inaccurate information, if you need it you can find a template letter here http://www.pjgrecovery.com/clean-up-credit-rating

Good Luck :-)