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Posted: Mon Nov 11, 2013 2:05 pm
by key310865
Hi I have a current IVA and pay £255 per month , On Saturday I had a boiler engineer visit my home to repait boiler , he said it is beyond repair and needs replacing , my sammlest quote with discount is £1400 , will my company allow me to miss this months payment , I need to speak to my secured loans /mortage and request the same as I need to pay for the new boiler this month..any advice
Posted: Mon Nov 11, 2013 2:11 pm
by gailduncan1127
I would speak to your IVA company, i had similar happen to me right in the middle of my IVA term, and they let me have a 3 month payment holiday! Obviously this added 3 months on to the end of my 5 year term, but really helped me out at the time. Its worth speaking to them.
Posted: Mon Nov 11, 2013 2:15 pm
by key310865
Thanks , I can provide proof from my boiler company
Posted: Mon Nov 11, 2013 2:23 pm
by gailduncan1127
Thats good then, speak to them and let us know how you get on! Jope you get heat soon
Posted: Mon Nov 11, 2013 5:06 pm
by UpToMyNeckInIt
...get a couple more quotes as well.
If getting a new boiler, they are all about the same in terms of energy efficiency, so try and get one with a 5-7 year warranty (just go with the cheapest big-name make).
Vaillant Boilers are guaranteed for up to 7-Years, Glow-Worm and Worcester Bosch: 5-Years for example.
At least then you have peace of mind until well-after your IVA.