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Posted: Tue Nov 05, 2013 11:36 am
by josu
My 60th payment left my account today. Where did the time go? Must admit, not feeling as chuffed as I thought I would, still waiting for the catch!
Posted: Tue Nov 05, 2013 11:42 am
by mazbrown
Hi josu
I made my final payment on 30th October , it's a strange feeling to know that your next wage will be your own , hopefully the certificate will be here soon
Posted: Tue Nov 05, 2013 11:52 am
by TheArtist
Well done to you both.....Cheers[:D]
Posted: Tue Nov 05, 2013 11:56 am
by Michael Peoples
Congratulations from me too and just in time for Christmas.
Posted: Tue Nov 05, 2013 2:43 pm
by Kelly O
Congratulations on completing your IVA and all the best for the future

Posted: Tue Nov 05, 2013 2:52 pm
by gailduncan1127
Last payment made 06.09.13! waiting for Completion Certificate. Could do with some mortgage advice, any suggestions? I am with NRAM at the moment.
Posted: Wed Nov 06, 2013 1:18 am
by MelanieGiles
I am not sure a re-mortgage will be readily available to you right now Gail, however no harm in contacting one of the forum expects Shaun Vickery or Ryan to see what they can offer. It may depend on the loan to value that you are looking to borrow.
Posted: Wed Nov 06, 2013 7:22 am
by Struzzo39
Well done to you both on reaching the finishing line. Good luck for your debt free future.
Posted: Wed Nov 06, 2013 8:30 am
by plasticdaft
It does take a while to sink in what you have achieved. I sat down and looked over my old credit card bills and couldnt believe how much I was forking out in interest alone (and that wasnt the 2 loans as well). Thats when it hit home how much better off I am now.
Congratz.
Paul
Posted: Wed Nov 06, 2013 6:04 pm
by Shining
Fantastic, once you realise no more payments as in the next one stays in your bank it will feel real. Next milestone getting that all important certificate x