www.iva.co.uk

Posted: **Thu Oct 10, 2013 11:12 am**

Hi All,

It has been a long rocky road but after 18 years of living with Debt and finally plucking up the courage 5.5 years ago to finally stop burying my head in the sand i decided to go to IVA.COM and i found Melanie Giles Firm who had the best ratings of all and decided to give them a call and now i am so glad i did!!!.
My Completion Certificate arrived this morning and for the first time i am totally DEBT FREE!! and i cannot thank Melanie Giles and her team for all the help and support and finally getting me to the finish line.
It seems really weird as i have totally changed my outlook regards to money and finance and the IVA has done me the biggest favor of all in that i feel totally REHABILITATED !!!.
I think i will give it a few months as soon i will be passing the 6 year mark and will send things off to improve my credit rating but for me it will always be just VISA DEBIT CARD only from now on as that way you know where you are and Hard Saving from now on.
Anyway may i say a BIG THANK YOU!!! to Melanie Giles and Gill Murphy and the rest of the team for finally getting that great big jumbo jet of DEBT off my back once and for all and changing my outlook for a brighter future.

[:D]

Posted: **Thu Oct 10, 2013 11:20 am**

Congratulations Andrew and well done again to Melanie and her team. I hope you will be staying around as your experience will certainly be invaluable.

Posted: **Thu Oct 10, 2013 1:19 pm**

Congratulations andrew, another tick for Team Mel

Posted: **Thu Oct 10, 2013 2:51 pm**

Congratulations Andrew I am in the sameboat as you and just received the completion paperwork it is a great feeling enjoy.

Posted: **Thu Oct 10, 2013 3:51 pm**

Fantastic news Andrew - it hardly seems 5 minutes ago that we spoke!! Best wishes in your new exciting phase of life

Posted: **Thu Oct 10, 2013 4:38 pm**

it took plenty of patience and endurance but i got there in the end.
I will tell anyone who has overwhelming Debt or Financial Worries that doing an IVA isn't all plain sailing as some people think it is going to be as it is a Rocky Road to go through.[:D]

Posted: **Thu Oct 10, 2013 5:12 pm**

Congratulations andrewgoodman121.

Lets hope that the completions continue as there have been quite a few coming through lately.

All the Best!

Posted: **Thu Oct 10, 2013 5:17 pm**

Congratulations. I have also just completed my last payment so I am looking forward to receiving my completion certificate

Posted: **Thu Oct 10, 2013 6:19 pm**

Congratulations Andrew, got mine through this week too, great feeling isn't it.

All the best.

Julieannas

Posted: **Thu Oct 10, 2013 6:22 pm**

Great news ...debt freedom can really start now. Well done x

www.iva.co.uk

CC Arrived and Finally DEBT FREE!!!!