Posted: Wed Oct 09, 2013 1:45 pm
I just wanted to say thank you to the people who've posted on here over the last five years.
Some posts have given my wife and I strength of mind to get through our very big IVA and we are grateful.
For those of you just starting...it will get easier as you adjust your lifestyle to suit the spare cash.
For those half way through and getting depressed about it...don't. You'll be there sooner than you can inagine, just take each month at a time and don't calendar watch!
To those at the end getting upset because you don't have your completion certificate.....sod it! Just enjoy the fact your money is your money again and spend time enjoying life again!!!
KEEP SMILING PEOPLE.
We kept reminding ourselves that debt is nobody's fault except our own....coming out the other side makes you feel very proud and ultimately happy again![:)]
Some posts have given my wife and I strength of mind to get through our very big IVA and we are grateful.
For those of you just starting...it will get easier as you adjust your lifestyle to suit the spare cash.
For those half way through and getting depressed about it...don't. You'll be there sooner than you can inagine, just take each month at a time and don't calendar watch!
To those at the end getting upset because you don't have your completion certificate.....sod it! Just enjoy the fact your money is your money again and spend time enjoying life again!!!
KEEP SMILING PEOPLE.
We kept reminding ourselves that debt is nobody's fault except our own....coming out the other side makes you feel very proud and ultimately happy again![:)]