Posted: Wed Oct 09, 2013 1:12 pm
5 years on, we are through it!
A massive debt of over £60k paid back and now the F&F of £8500 has been receieved it's just a case of waiting for the Completion Certificate.
I keep pinching myself when I see I've got money left in my account 4 days before payday lol!!!
I wanted to ask a quick question.
DFD has been brilliant with helping us through the whole process, a few little hiccups along the way but generally fantastic.
They have advised that, in order to repair our credit rating, we should take out a Vanquish credit card asap.
Use it for shopping/fuel etc, but pay it off as soon as you get home to give your rating lots of lovely "zeros".
Could someone confirm if:
a) this is allowed whilst the completion certificate is yet to be sent?
b) Will I be refused anyway?
With having three times the spare cash I had during the IVA, I am very comfortable at being in a position to re-build in this manner... I just want to make sure it's within the rules I've become used to over the past five years.
Yippppppppeeeeeeeee!!!!!!!!!!!!!![:D][:D][:D][:D][:D][:D][:D]
A massive debt of over £60k paid back and now the F&F of £8500 has been receieved it's just a case of waiting for the Completion Certificate.
I keep pinching myself when I see I've got money left in my account 4 days before payday lol!!!
I wanted to ask a quick question.
DFD has been brilliant with helping us through the whole process, a few little hiccups along the way but generally fantastic.
They have advised that, in order to repair our credit rating, we should take out a Vanquish credit card asap.
Use it for shopping/fuel etc, but pay it off as soon as you get home to give your rating lots of lovely "zeros".
Could someone confirm if:
a) this is allowed whilst the completion certificate is yet to be sent?
b) Will I be refused anyway?
With having three times the spare cash I had during the IVA, I am very comfortable at being in a position to re-build in this manner... I just want to make sure it's within the rules I've become used to over the past five years.
Yippppppppeeeeeeeee!!!!!!!!!!!!!![:D][:D][:D][:D][:D][:D][:D]
