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Hi, I'm almost a year in to my IVA, it has gone so quick it's been an amazing year one of the highlights has been a significant promotion at work (acting for 1 year but could be permanent if ai do a good job) I've just been rereading my IVA docs and realised that I have no clause regarding what happens if my wages increase, it mentions nothing at all - no 50/50 no 10% 50/50 so what will happen with my extra wages? Will they take it all?

Thank in advance

Hi congratulations on your promotion. I would have a chat with your IP to take case specific advice on this to be fair if you can't see anything evident in your proposal.

Is there a clause detailing what happens at annual review ?

Hi congratulations on your promotion. I would have a chat with your IP to take case specific advice on this to be fair if you can't see anything evident in your proposal.

Thank you all I really appreciate your comments all it says in my proposal is that 'the level of contributions is subject to annual review' nothing else at all. I'm expecting to have to put in more after reading so much of the other posts, would like some sort of guide so I can plan (I'm really obsessed since I started my IVA about planning ahead!!). Secondary question my Review is on 31st of October but my payments go out on 1st of each month will they wait a month before they take the extra (I'm with Payplan)