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Posted: Mon Sep 23, 2013 12:23 pm
by footy mad bird
Hi, I finally got my completion certificate earlier this year, but now I have received 2 forms from Barclays Bank with a letter saying I have complained about 2 mis sold PPIs. As far as I am aware I never had PPI with any loans. The forms are asking me what I am complaiing about and what is the account number to which the claim refers. I havent a clue, as my original IVA was taken out in 2006 and I havent kept any records of any debts I passed to Grant Thornton. Do I need to sent these forms back to Barclays or can I just ignore them as I havent a clue what they refer to? Thanks
Posted: Mon Sep 23, 2013 1:43 pm
by brokebryn
Are you sure that the claims have not been generated by your IVA company or whoever now holds the debt?
Posted: Mon Sep 23, 2013 2:25 pm
by Jay H
Sounds like GT strike again..GT accessed my credit file and I had letter from a company called EIC with ever last creditor on it they even tried to make me claim agenist a mobile phone contract that's how thick they are...well on one hand it's good it's being dealt with now and not at the end of the iva so touch wood I won't be like a lot of people on here and getting sucker punched at the end
Posted: Mon Sep 23, 2013 4:58 pm
by footy mad bird
It took 2 years from my final payment to receive my certificate. Surely if I have my certificate then the case is closed?
Posted: Mon Sep 23, 2013 5:15 pm
by Foggy
The IVA might be closed, but the PPI existed during it's lifetime and is therefore considered an asset of the IVA, so the IP is going after it!
Posted: Mon Sep 23, 2013 6:16 pm
by footy mad bird
So in your opinion, I should fill in the forms as best I can and return them? If so, can anyone give me GT's phone number as I need it on the forms. Thanks
Posted: Mon Sep 23, 2013 7:16 pm
by Foggy
Personally I would just pass the forms to GT to do with them what they will --- you are not likely to benefit, so why should you do any of the work ?
Posted: Mon Sep 23, 2013 8:33 pm
by footy mad bird
Thanks Foggy - Good idea. I will do that tomorrow
Posted: Mon Sep 23, 2013 10:16 pm
by Sharon.10
I finished paying my iva in august 2012 I also just recieved ppi forms from barclays to fill out just sent them back to barclays. I am also with gt.
Posted: Mon Sep 23, 2013 10:28 pm
by Foggy
To be honest I do feel that it is bad of GT to institute investigations without the courtesy of informing you. Had that have been me I would have treated it like any spam mail and shredded it !
Posted: Tue Sep 24, 2013 7:57 am
by footy mad bird
Sharon, did you have a 'policy number of the payment protection insurance you are complaining about'for the Barclays form? Thats the one thing I havent got as it was over 7 years ago
Posted: Tue Sep 24, 2013 7:59 am
by Shining
It is indeed very rude and surely wrong? Unless you've given them authorisation to act on your behalf?
Posted: Tue Sep 24, 2013 8:18 am
by footy mad bird
To be honest theyve rang so many times and done PPI questionnaires over the phone (each time I said I couldnt remember ever having taken PPI) There were even 2 companies I'd never dealt with (Avon Cosmetics being one - I didnt know they did PPI!) They said they had to pursue it, then I receive 2 forms from Barclays. Am going to fill them in with GTs contact details (if I can find their phone number) and return them to Barclays
Posted: Tue Sep 24, 2013 8:20 am
by Shining
I don't blame you and I'm sure the phone number will be online somewhere for you to find. x
Posted: Tue Sep 24, 2013 11:05 am
by Sharon.10
No I didnt know the policy number I sent the forms back without it last week they needed in by the 20th of september other if I didnt do it they would send me out a reminder to do anyway.