www.iva.co.uk

Hi All, just clearing up my credit files after receiving CC. I have sorted Noodle, so as they are part of Call Credit do I still need to get a report from Call Credit? Or do they hold the same information? Advice gratefully received.

p.s. I am very impressed with the response from credit agencies so far when I have submitted requests to have information removed. I am also very impressed with my credit rating already with Experian. Thinking of applying for a vanquis card (with a low limit) that I can pay off each month to increase my score with other agencies. Working towards that mortgage!

Noodle is part of Callcredit and free. However only updates each month. Why don't you pay for a couple of months for experian first month free and Equifax. Thats what I did. Callcredit is a third of information the main ones are experian and Equifax. Why go for Vaquis???? I got a credit card from Nationwide at 12%. I think a lot of guys on here think that they can only go for high interest accounts??? Why?? If you clean your files which they should hold nothing on you after 6 years then go for the best deals. You have earned it!!!!

Thanks, yes I have the reports from Experian and Equifax too.

Its good to see the credit reference agencies responding quickly to requests, this should help others in the same position

Congratulations on clearing your credit file and fingers crossed you get that mortgage - i have heard of many successes recently post IVA completion