Posted: Tue Sep 17, 2013 1:03 pm
IVA After Death
My Father died in Feb 2011 the balance from his personal account was paid by cheque to my Mother.
In Feb 2011 I contacted my Fathers IVA Company and was advised to forward them a copy of my Fathers Death Certificate and that would be our only correspondence – the companies who entered into the IVA with my father would be contacted and his account with each would be closed, although I would receive the death certificate back and an acknowledgment to the close of the IVA.
Due to difficult circumstances it was several months later before I contacted the IVA Company again as I had not received a letter. The IVA Company explained they had no record of the initial conversation or the death certificate and it was not their responsibility to contact the debtors.
Having several letters of correspondance via my solicitor this is the story so far:
30 months on I am no further forward with the IVA company or the companies who entered into the IVA with my Father. My Father’s IVA and I are in a kind of stale mate, where I am advised not to dabble with his estate and the companies involved in the IVA have not assumed or requested rights to enable them to divide the sum left.
No one person or organisation or legal body are able to tell me how to successfully close my Father’s IVA, they can only advise of the problems or situations that may be incurred. In the mean time my Father’s mail is redirected to me so I receive the letters for the outstanding balances and my Father’s estate is left open with no end in sight.
Is there an ombudsman or a legal body or ANYONE who can tell me what happens to an IVA/how it is closed when the owner of the IVA dies mid term- surely my father can not be the only person to have died while paying an IVA.
Many thanks
Fiona
My Father died in Feb 2011 the balance from his personal account was paid by cheque to my Mother.
In Feb 2011 I contacted my Fathers IVA Company and was advised to forward them a copy of my Fathers Death Certificate and that would be our only correspondence – the companies who entered into the IVA with my father would be contacted and his account with each would be closed, although I would receive the death certificate back and an acknowledgment to the close of the IVA.
Due to difficult circumstances it was several months later before I contacted the IVA Company again as I had not received a letter. The IVA Company explained they had no record of the initial conversation or the death certificate and it was not their responsibility to contact the debtors.
Having several letters of correspondance via my solicitor this is the story so far:
30 months on I am no further forward with the IVA company or the companies who entered into the IVA with my Father. My Father’s IVA and I are in a kind of stale mate, where I am advised not to dabble with his estate and the companies involved in the IVA have not assumed or requested rights to enable them to divide the sum left.
No one person or organisation or legal body are able to tell me how to successfully close my Father’s IVA, they can only advise of the problems or situations that may be incurred. In the mean time my Father’s mail is redirected to me so I receive the letters for the outstanding balances and my Father’s estate is left open with no end in sight.
Is there an ombudsman or a legal body or ANYONE who can tell me what happens to an IVA/how it is closed when the owner of the IVA dies mid term- surely my father can not be the only person to have died while paying an IVA.
Many thanks
Fiona
