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Posted: Thu Sep 12, 2013 7:18 pm
by benny333
Hi,
Are we allowed to check our credit report with experian if we are in an IVA?
Thanks,
Daniel
(we received a call from a company that said they have our details becasue we recently failed a credit check - but we have not had any credit checks!)
Posted: Thu Sep 12, 2013 7:27 pm
by viperboyz
you can check your credit report anytime you like, a statutory credit report is only £2 from equifax etc.
Posted: Thu Sep 12, 2013 7:28 pm
by Foggy
Hi --- that call sounds like some sort of scam ...
You can get your credit record from Experian online or by post for £2. Just have a look at their website for details -- you do not need to join any of their services.
Posted: Thu Sep 12, 2013 7:48 pm
by benny333
Thank you
Posted: Fri Sep 13, 2013 11:04 am
by ClareSilver
Your permission has to be given for someone to credit check you. Which company was this? if they've done it without your permission, then they will be in trouble - you can report them!
Posted: Fri Sep 13, 2013 5:48 pm
by sponge
just someone trying to scam you, in one way or another, at a guess.