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Posted: Sat Sep 07, 2013 9:58 am
by Rockhound
Morning all
After reading and occasionally posting on this forum over the last six years, we made our last payment in February, since then we have received our completion certificate, checked our credit file and have received a loan from the Nationwide for double glazing.
I just wanted to reassure people that there can be a bright future.
Stick with it
Posted: Sat Sep 07, 2013 10:03 am
by Foggy
Excellent, Rockhound. So glad to hear it's going well
Posted: Sat Sep 07, 2013 10:04 am
by clairemichelle
Great post rockhound thankyou.
So good to see mainstream lenders accepting you so quickly. I bank with nationwide so my long term plan isto upgrade my current account and after getting a credit building card for a while move to a nationwide one so great to see good news re them.
Glad to see lives moving on so well for you.
Cm
Posted: Sat Sep 07, 2013 10:09 am
by Struzzo39
What a fantastic post !
Posted: Sat Sep 07, 2013 11:11 am
by nonewdebt
Yes, a clean Credit file and probably no history of default with NW would suggest no problem with small loans.I like this post.I bank with them maybe you do and the history helps. Any larger loan then I would have gone on a prayer as the mother of checks might come in.
High Street lenders are still a problem with very large loans if a default history exist.Going back to borrow from the previous lender[settled] you previously defaulted is still a risk????
Posted: Sat Sep 07, 2013 1:00 pm
by seagulls
Thanks for the positive post . Helps keep all of us on the IVA journey feeling that there will be an end to it one day and a life after the IVA !
Posted: Sun Sep 08, 2013 12:44 pm
by Croydon lady
Well done Rockhound
Posted: Sun Sep 08, 2013 1:01 pm
by Shining
It certainly gives others hope that there is life after the IVA.
Re: The future is bright
Posted: Wed Jul 19, 2017 4:28 pm
by Rockhound
Good afternoon,
longtime no type- just wanted to give you a further update- things seem to be going well- we moved our Northern Rock mortgage a month after the loan for the double glazing to Nationwide- we have since been accepted for various credit cards- we keep a close eye on everything- The IVA was a valuable lesson that has been life changing in a positive way- keep going there is light at the end of the tunnel.
Re: The future is bright
Posted: Wed Jul 19, 2017 4:40 pm
by kallis3
Great news!
Re: The future is bright
Posted: Wed Jul 19, 2017 5:03 pm
by luluj
Great to read such a positive and inspirational post giving hope to others. Well done x
Re: The future is bright
Posted: Wed Jul 19, 2017 5:05 pm
by Foggy
Great to hear things are still on the up
Re: The future is bright
Posted: Thu Jul 20, 2017 1:17 pm
by linrog
great news well done