www.iva.co.uk

Hello, would just like to ask the following :-

I've finished my IVA and got the completion report from G.T. applied for statutory credit reports from the 3 credit agencies.

What do i do next ?

Or does the debt just go from my file - the six years will be next month

Hi Gillian

My advise is to check your credit reports carefully.

Make sure your default dates are the same as your IVA start date, that way it will all fall off the reports around the same time.

I completed in April and my 6 years is up next week but 1 of my creditors is still showing the wrong default date which I am battling to get amended.

Also make sure there isn't a Notice of Correction on your Experian report, if there is send them a query and they will remove it for you.

C xx

As long as the defaults/accounts are marked correctly - the IVA and defaults will drop off the credit file when the six years are up - Some credit agencies it can take a few weeks for this to happen