www.iva.co.uk

Just about to start the eighth year of our IVA. Yes you read it right! EIGHTH YEAR.

This is due to cleardebt deciding to claim back our PPI. I hope to god they don't decide to claim back all the card protection stuff too or i'll never have this thing off my back!

Hi, to me that is so unfair. Have they given you any indication of when your IVA will be complete and certificate issued?

None whatsoever, The only thing I keep getting are letters from loan / credit card / banks, about how much they intend to pay back, so far it amounts to over £11K. That would go a long way to helping my daughter out whilst at university. Don't get me started on student finance, it's a law unto itself. Might get £500 back of the £11k if i'm lucky

Still one day out of the blue my completion certificate might drop through the letterbox.